Retirement planning can be a daunting topic. Will my funds be sufficient? When can I stop working? Grimes Financial helps answer these important questions with the time, care and insight needed. Our retirement planning services include matching individual retirement goals and income needs with proven strategies from our twenty years of industry experience.
- Social Security Planning
We provide recommendations to maximize Social Security benefit for individuals and couples.
- Estate Planning
Grimes Financial creates estate plans that protect assets, plan for the care of loved ones and preserve your intentions, in life and in death.
Portfolio Investment Management
Grimes Financial provides clients with a carefully constructed and professionally managed investment portfolios that are both diversified and customized to meet individual investment needs. We manage client funds from a broad range of sources including business income, inheritance, individual savings and investments, and previous employer retirement plan rollovers such as 401(k), 403(b) and SIMPLE.
Sometimes it feels like Uncle Sam always has his hand in your wallet. Grimes Financial works directly with tax professionals to leverage the best methods to increase client returns while employing efficient tax strategies. This includes paying for college in the most tax advantageous way, maximizing retirement plan savings with tax deferred accounts and helping small businesses optimize tax benefits.
Insurance can be one of the most beneficial purchases available. We offer no cost comprehensive insurance consulting for Life, Long Term Care and Medicare Supplemental, to make sure that you, and your loved ones, are protected.
Professional Resources and Relationships
Often there are business, tax and legal matters that need to be addressed with pre-retirees and retirees. Grimes Financial’s relationships with other professionals are available resources to our clients when those needs arise. In fact, many of our clients come to Grimes Financial due to a referral from their legal or tax professional. We are deeply grateful for our professional relationships and have seen great client value from partnering with other professionals over the years.